Waiting for your first child to arrive will be an exciting journey for sure. But before that, there will be periodic medical check-ups for both mother and baby (such as ultrasound and blood test).
So how do you budget for these? The cost for each check-up differs from clinic to clinic, but it can be up to USD20-USD50 or more than this per visit at a private clinic. For a cheaper option, you can look at public hospitals as well.
On the other hand, if you are workers in private sector and hold National Social Security Fund (NSSF) membership, you can access to pregnancy check-up with free service at any membership private and all public hospitals.
Before you know it, your baby is here! Some employers do provide maternity coverage but you may still have to budget for the cost of medical or delivery complications. As an estimate, a private hospital delivery package can cost for the average of USD500. So it’s important to review your insurance policies and check the delivery cost of your preferred hospital.
Fortunately, NSSF, public organization which provides the social security services, also includes baby delivery at only public hospitals with limited and reasonable package. More importantly, though getting a baby delivery service at either private clinics and public hospitals, NSSF provides you USD100 in cash, plus 70% contribution of your salary for three months.
